Baccarat is a popular casino game that has been enjoyed by gamblers for centuries. With the rise of online gambling, baccarat has become even more accessible and convenient for players around the world. In this article, we will be discussing what online baccarat Philippines is and exploring some of the most popular online baccarat real money sites available for players in the Philippines.
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The Philippines, known for its vibrant gambling culture, has embraced online casinos with open arms. In this comprehensive guide on “how to gamble at baccarat online casino Philippines” topic, we will explore the essentials of online baccarat, best sites to play, its rules, strategies, and everything you need to know to embark on an exciting gaming journey. You can legally play on a desktop, tablet, or mobile in the Philippines for fun or real money.

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The Best Philippines Casino Sites To Play Online Baccarat – December 2023

Advertising Disclaimer is an independent review service that aims to provide you with a detailed examination of leading gambling sites in the Philippines. Featured sites are led by our partners who contribute to our business, so gets its income through the commissions. Users are not charged by However, provides only unbiased reviews, all sites selected meet our rigorous standard for professionalism.
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1 PGasia
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2 PanaloKO
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5 Jiliko
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6 SuperAce88
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7 Xbet
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8 20bet Casino
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9 JiliAce
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10 22Win
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How to Play Baccarat Online

Baccarat is not just a game of chance; it’s a strategic battle of wits and nerves. Online baccarat is a digital version of the classic casino game, where players can place bets and play against the computer or other online players. The game follows the same rules as traditional baccarat, but with added features to enhance the overall gaming experience. Players can access online baccarat through various devices such as computers, laptops, tablets, and smartphones.

Live Baccarat Casino: Live Baccarat Games number: Lowest Limit: Highest Limit: Payout Rate:
888 Casino 3 $1 $100 89.64% to 98.94%
777 Casino 12 $1 $100 98.9%
20 Bet 67 $1 $100 98.76%
22 Bet 74 $0.5 $10,000 98.94%

At its core, baccarat is a straightforward game that revolves around comparing the hands of two participants: the “Player” and the “Banker.” Contrary to many other card games, such as poker, the goal in baccarat is not to reach a specific point total but rather to bet on the outcome of the game. Players can wager on either the Player’s hand winning, the Banker’s hand winning, or the game ending in a tie.

Baccarat online casino Philippines adheres to the same basic rules as its traditional counterpart.

The game starts with the player placing a bet on either the ‘Player’, the ‘Banker’, or a ‘Tie’. After all bets are placed, the dealer (in this case, the computer) deals two cards to both the Player and the Banker. The objective is to have a hand with a total value closest to nine.

Cards 2-9 hold their face value, while 10s and face cards are worth zero, and Aces are valued as one. If the total of the two cards exceeds nine, the value of the hand is the last digit of the total sum. For instance, if the cards are a 7 and a 6, totaling 13, the value of the hand is 3.

The game continues based on a set of rules known as ‘the tableau’, determining whether a third card needs to be drawn. This depends on the total value of the initial two cards. In online baccarat game Philippines, these rules are automatically applied by the computer, so players just need to place their bets and watch the game unfold.

Here is the list of the most common baccarat terms with meaning:

In the realm of probabilities, the player stands at a 44.6% chance of victory, while the banker’s odds lean slightly higher at 45.87%. The prospect of a tie rests at 9.5%.

The game unfolds with either a six-deck or eight-deck configuration. Face cards – Jacks, Queens, and Kings – carry a value of 10, while an Ace is valued at 1. When the total of the third card surpasses 10, the initial digit is discarded, and the second digit serves as its actual value. For instance, if the card sum amounts to 16, its true value is reduced to 6.

How to Play Online Baccarat Real Money in the Philippines

There are many online baccarat real money sites available for gamblers in the Philippines to choose from. These sites offer a range of baccarat variations, different betting options, and enticing bonuses and promotions for players.

  1. Sign up casino. To play online baccarat for real money in an online casino, you first need to select a reputable online baccarat casino site that accepts players from the Philippines, such as PGAsia Casino or 20BET Casino. Sign up with your details and create a new account.
  2. Choose deposit method. Once your account is set up, deposit funds into your casino account. Most casinos accept a variety of payment methods including credit cards, bank transfers, and e-wallets. Look for an online casino that provides a secure and convenient payment system.
  3. Select preferred baccarat game. Next, navigate to the baccarat section of the casino site and select your preferred variation of the game. Before starting the game, familiarize yourself with the rules, as different websites might have variations.
  4. Place a bet. Place your bet, choosing between ‘Banker’, ‘Player’, or ‘Tie’. The dealer then deals two cards each for the Banker and Player. The objective is to bet on the hand that will have a total closest to 9.
  5. Claim Bonus. Don’t forget to verify what what bonus PH online casino have for new and existing players.

Online Baccarat Types

There are several types of online baccarat that players can enjoy on online casinos in the Philippines. Each variant comes with its own set of rules and ways to win, providing diverse gaming experiences for players. Here are some of the most popular types:

Punto Banco

This is the most common form of baccarat found in online casinos. In Punto Banco, the outcome of each hand is determined by the cards the player is dealt, with no decision-making process involved.

Chemin de Fer

This version is a bit more complex and allows players to take on the role of the banker. The player with the highest bet is chosen as the banker and has more influence over the game’s outcome.

Baccarat Banque

In this version, the role of the banker is more permanent, typically until all cards have been dealt, resulting in a more strategic game.

Live Baccarat Philippines

Here, the game is run by a real-life dealer, streamed in real-time. Players can interact with the dealer and other players, providing a more immersive and realistic gaming experience.

EZ Baccarat

Another popular variation of baccarat that Filipino players may come across on baccarat online casino Philippines sites is EZ Baccarat. This variant follows the same basic rules as traditional baccarat, but with a few key differences that can significantly impact the game’s strategy and outcome.

In EZ Baccarat, the ‘Banker’ bet is paid even money except when it wins with a total of 7 after the third card, which results in a push on ‘Banker’ bets. Additionally, instead of taking a 5% commission on ‘Banker’ bets as in traditional baccarat, EZ Baccarat introduces two additional bets to replace the commission. These are the ‘Dragon 7’, a specific bet on the ‘Banker’ winning with a total of 7 in three cards which pays 40:1, and the ‘Panda 8’, a bet on the ‘Player’ position winning with a total of 8 in three cards, paying 25:1.

Three Card Baccarat

Three Card Baccarat is another variant that’s gaining popularity on many baccarat online casino Philippines sites. This version, as the name suggests, involves dealing three cards to both the player and the banker, in contrast to the traditional two-card game. The aim remains the same: to get as close to nine as possible. However, with the added third card, the ranking system for hands changes.

The best hand in Three Card Baccarat is a three-face hand, which happens when all three cards dealt are face cards (King, Queen, Jack). Following this, the next best hand is any combination totaling nine, then eight, and so on. If both the player and banker receive hands of equal value, the one with the highest valued individual card wins.

Mobile Baccarat

Playing online baccarat on your smartphone or tablet allows you to experience the thrill of this classic card game wherever you are in the Philippines. Let’s explore the insights of mobile baccarat and how you can make the most of it.

Online casinos have recognized the demand for mobile gaming and have invested in developing user-friendly, dedicated casino apps for baccarat players on the go. These gaming apps are readily available for both iOS and Android devices, making it accessible to a broad audience.

One of the key advantages of mobile baccarat is its compatibility with various devices. Whether you have the latest smartphone or a trusty tablet, you can enjoy seamless gameplay. Mobile baccarat apps are designed to adapt to different screen sizes and resolutions, ensuring a visually appealing and responsive gaming experience.

Baccarat Online Real Money Philippines

Playing online baccarat for real money in the Philippines is an exciting experience that combines the thrill of casino gaming with the convenience of online play. Many online platforms offer real money baccarat games that cater to varying levels of skill and budget.

Some popular online baccarat real money Philippines sites include PAGCOR licensed casinos and international online platforms that accept Filipino players such as 888Casino, Betway, and 22Bet. These sites not only offer a diverse range of baccarat games but also provide secure payment options for depositing and withdrawing money.

Strategies for Success in Online Baccarat

When it comes to playing baccarat, especially online baccarat real money Philippines, implementing a strategic approach can significantly enhance the chances of winning. Here, we’ll delve into some valuable strategies to help you make informed decisions while playing online baccarat in the Philippines.

The Martingale System

This is a betting strategy that many players apply in baccarat. The idea is to double the bet after every loss, so when a win comes, it covers all previous losses. However, this system requires a solid bankroll and the willingness to risk large amounts after a series of losses.

Paroli System

This strategy is the polar opposite of the Martingale system. Here, players double their bet after each win. The premise is to take advantage of winning streaks and not to chase losses. The goal of the Paroli System is to take advantage of winning streaks and maximize profits while minimizing losses.

One-Sided Strategy

This strategy involves continuously betting on either the ‘Player’ or the ‘Banker’. The idea is to stick to one side until it loses three times, then switch. Statistically, the Banker bet offers slightly better odds of winning compared to the Player bet. The house edge on the Banker bet is lower, making it a popular choice among experienced players.

Trend Switch Combat Strategy

This strategy involves changing between trend switch and trend following patterns. It is a bit complex and suitable for players who enjoy analyzing patterns and making decisions based on these trends.

The 1-3-2-4 System

In this system, the player adjusts the amount of the bet based on whether previous hands have won or lost. The numbers represent how many units you wager on each hand.

Popular Payment Methods For Online Baccarat

When it comes to playing online baccarat in the Philippines, having convenient and secure deposit methods is essential for a seamless gaming experience. Here are some of the popular payment methods offered by many online casinos in the Philippines:

Visa and MasterCard

These are the most commonly used payment methods in online casinos. Major credit and debit cards like Visa, MasterCard, and Maestro are widely accepted for deposits and withdrawals. Visa is widely accepted credit card brand that is frequently used by online baccarat players in the Philippines. Visa and Mastercard transactions are typically processed quickly, allowing you to get into the game without undue delay.


Gcash is a widely used digital wallet and payment platform in the Philippines. It allows players to make deposits and withdrawals at online casinos with ease.Deposits made with Gcash are typically processed instantly, allowing you to start playing baccarat without delay. Many online casinos in the Philippines accept Gcash, providing a hassle-free way to deposit your gaming account.


Similar to Gcash, Maya (PayMaya) is another popular digital wallet in the Philippines that offers a convenient way to manage your casino funds. PayMaya can be accessed through a mobile app, making it user-friendly for players who prefer gaming on their smartphones or tablets. PayMaya prioritizes security, offering features like real-time SMS notifications for transactions.

Pros and Cons of Online Baccarat Card Game

Simple Rules: One of the main attractions of baccarat is its simplicity. The rules are straightforward to understand, making it easy for beginners to get started.
Low House Edge: Baccarat offers a lower house edge compared to many other casino games. This means players have a higher chance of winning in baccarat.
Variety of Options: Playing baccarat online opens up a vast array of game variations and betting options, catering to diverse preferences and bankroll sizes.
Convenience: You can play online baccarat anywhere, anytime – all you need is a stable internet connection and a device to play on.
Bonus Opportunities: Many online casinos offer bonuses and promotions specifically tailored for baccarat players.
Fast-Paced Game: Baccarat is a fast-paced game, which can lead to quick losses if you’re not careful with your bets.
Lack of Skills: Baccarat is largely a game of chance, and there’s limited scope for strategy or skill to influence the outcome.
Risk of Addiction: Like all forms of gambling, baccarat carries the risk of addiction. It’s important to play responsibly and seek help if you feel you may be developing a problem.
Transaction Fees: Although online casinos offer various payment methods, some of these might come with transaction fees that could eat into your winnings.
Potential for Technical Issues: Occasionally, technical issues can arise during online play, which could disrupt your gaming experience.


In this comprehensive guide to online baccarat in the Philippines, CasinoHEX PH team explored the exciting experience of this classic card game, its strategies for success, and the popular payment methods that facilitate a seamless gaming experience. Online baccarat offers players the opportunity to enjoy the thrill of the casino from the comfort of their own homes or while on the go.

We’ve covered the fundamentals of baccarat, including its history, rules, and gameplay, providing you with a solid foundation to embark on your gaming journey. Understanding the odds and strategies, such as the Paroli System or responsible bankroll management, can help you make informed decisions and enhance your chances of success.

For players seeking the utmost convenience and security, we’ve introduced popular payment methods like Gcash, PayMaya, Mastercard, and Visa, which offer versatile options for funding your online casino account.

As you venture into the world of online baccarat in the Philippines, remember to play responsibly, set limits, and enjoy the game for its entertainment value. Baccarat combines elegance with excitement, and with the right knowledge and strategies, you can elevate your gaming experience.

James Warner
Site Editor at

Hello everyone! It’s James here. I’m a content manager and editor at Working for about 10 years at casino sites, I gained relevant experience in the online gambling industry and gaming market. Now I’m passionate about sharing casino industry knowledge with users, providing gamblers with safe, reliable, and in-depth casino reviews.